A survey of over 250 middle market companies that use credit and/or charge cards for business related expenses. This report complements our research into the commercial finance sector – the middle market is defined as businesses with a yearly turnover between $0.5 million and $100 million.

This report provides an analysis of the Australian credit and charge card market in terms of current market dynamics and market data. Contents include the incidence of the card usage, usage of personal versus corporate cards, types of expenses paid for, reasons for card usage and the average spent monthly on business-related expenses. It concludes with a summary of market growth expectations as provided by the survey respondents and forecasts of economic growth prepared by BIS Shrapnel's economists.

This is the 3rd edition of this biennial report.